Wholesale Excess and Surplus Solutions

Superior Coverage Solutions for Complex Risks

We provide America’s leading wholesale brokers with creative solutions that address their most complex and hard-to-place risks. Our underwriters fine tune our policies for maximum effectiveness. You can count on them for unsurpassed service every time.

Fine-Tuned Solutions for Complex Risks

Each of our products are market-tested to respond to the real world complexities wholesale brokers face. We back our products with underwriting and claims professionals who make service their top priority. Here are our main wholesale product offerings:

Primary Casualty

Coverage for construction, manufacturing and other classes of business.

Excess Casualty

Umbrella and excess solutions focusing on construction, manufacturing, real estate, retail and more.


Fine-tuned coverage for a time-sensitive market servicing commercial real estate, manufacturing, municipalities, retail and wholesale businesses.

Inland Marine

Insuring moveable property, from bulldozers to fine art.


Primary and buffer layer coverage for high-risk business transportation operations.


Integrated solutions for casualty, pollution liability and other related risks.
Navigators, a brand of The Hartford, is a market leader in providing complex coverage and superior service. With our underwriting expertise, we provide wholesale brokers with creative solutions that address their most complex risks.
  • Responsive products – We offer products to address the most hard-to-place risks.
  • Deep expertise – Our specialty underwriters are experienced in their fields, ensuring that each broker receives the specialty service their insured deserves.
  • Swift decisions – Our underwriters are empowered to make decisions in the field to deliver quick, educated turnaround times.

Partnering With The Hartford for Improved Solutions

We’re known for providing quality products and excess and surplus lines solutions. It’s through our team of dedicated professionals, underwriting expertise and excellent service that we’ve earned the loyalty of the nation’s top brokers.
In 2019, we joined The Hartford, a company whose 200+ years of innovation and financial strength helps us provide even greater value.