Voluntary Benefits

Voluntary Benefits

Help Protect What Matters Most and Prepare for What’s Next

Through all of life’s triumphs and challenges, we’re here to help protect your employees and their loved ones.
 
Voluntary Benefits

A Flexible Fit for Today’s Workforce

Life-changing losses, illnesses and economic setbacks from the pandemic have sharply shifted employees’ focus toward bedrock benefits that can protect income and can help cover co-pays or other out-of-pocket expenses. The Hartford’s Employee Choice BenefitsSM solution offers a robust portfolio of Voluntary insurance products that can be layered together to create a comprehensive financial safety net of protection. This premier employee-paid benefits solution is designed to:
 
  • Help pay out-of-pocket expenses, which can be significant with high-deductible health plans
  • Help employees manage healthcare costs
  • Offer highly competitive benefits at an affordable group rate
  • Help employers round out their benefits package with a more comprehensive offering to attract and retain employees
Our flexible plan design options, combined with enrollment and service support, allow you to create a Voluntary benefits package that makes sense for your company and your employees.
Enrollment Communication and Marketing Support

Enrollment Communication and Marketing Support

We offer a robust array of tools and information to help employees understand and choose benefits that are right for them. Watch this video to learn more about our online enrollment communication capabilities.

Support for the Unique Needs of Any Business

We create a simple, seamless benefits experience for every employee. We’re able to offer the most innovative and tailored products by taking the time to understand your employees and what they need at each of life’s moments.
 
  • Our proprietary research and Enrollment Optimizer help segment employees by life stage to create data-driven personas.
  • Personas help us deliver targeted, personalized communications.
  • We support employees with our MyTomorrow® benefit decision-making experience, virtual benefit fairs, one-on-one consultation, online chat and telephonic product enrollment.
  • AI-driven medical underwriting makes eligibility decisions in minutes, resulting in less stress and more coverage.
  • Ongoing education keeps employees engaged with their benefits, long beyond the enrollment period.
Our proactive approach to claims removes as much of the burden as possible from employees. So, they receive more of their benefit upfront without extra legwork, through:
 
  • Our Logical Claims processing
  • Claims Connections – medical claims integration varied by tiered stages to fit your employees' needs

Important State Specific Information

Featured Articles

 
 
772294A 09/21
 
Accident Form Series includes GBD-2000, GBD-2300, or state equivalent. Critical Illness Form Series includes GBD-2600, GBD-2700, or state equivalent. Hospital Indemnity Form Series includes GBD-2800, GBD-2900, or state equivalent. Life Form Series includes GBD-1000, GBD-1100, or state equivalent. Disability Form Series includes GBD-1000, GBD-1200, or state equivalent.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at www.thehartford.com.