Tempe Business Insurance

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Getting Commercial Insurance in Tempe, AZ

Commercial insurance tempe az Running a small business in Tempe or Mesa has its challenges. No matter which city your business is located, we have the commercial insurance that can keep it protected. Also known as business insurance, this coverage is crucial to protect your business from liabilities. For instance, if a customer slips in your store and needs medical attention, business insurance coverage can help pay for their treatment. Without it, you’ll have to pay out-of-pocket, which can cost thousands.
The best way to protect your company’s finances is to get the right Arizona business insurance coverage. To learn more, get a quote.

Who Needs Liability Insurance in Mesa?

Tempe business insurance Liability insurance can help a variety of industries throughout Arizona, including:1,2

Business Insurance in Other Arizona Cities

We offer Arizona business insurance in other Arizona cities, including:

Hartford Insurance in Mesa, AZ for Small Businesses

Hartford insurance mesa az Some business insurance coverages that can help protect your company include:
Workers’ compensation in Arizona to help give your employees benefits if they have a work-related injury or illness.
Commercial property insurance, which helps protect your company’s physical assets. For instance, it can help pay to repair or replace your business’ property after a fire damages or destroys it.
General liability insurance helps protect your company from liability claims alleging:
  • Bodily injury
  • Property damage
  • Libel
  • Slander
Commercial auto insurance to help cover costs if you or your employees are in a car accident while driving for work.
Commercial umbrella insurance to give you extra liability limits to help pay costs that exceed your other liability policy limits.

Cost of Business Insurance in Mesa, AZ

The costs of your business insurance may depend on factors like your:
  • Industry
  • Number of employees
  • Location
  • Business’ age
  • Value of your property
Business insurance mesa az To find the best price for the liability coverages you need, it’s best to compare quotes from different insurance companies.
The coverages needed for your business operations will also impact how much you pay for each policy. The higher your limits, the more you’ll pay.

Top Questions About Tempe Business Insurance

Do I Need a Business License to Get Insurance in Tempe?

In Arizona, business owners need to get commercial auto insurance to cover their company vehicles. You’ll also need workers’ compensation coverage for all your employees. This is important because private health insurance won’t help pay for medical treatment for injuries or illnesses that your employees get on the job. So, instead of relying on independent insurance, your employees will need workers’ comp benefits to help pay for their medical expenses. 
It’s also recommended that you get:
  • General liability insurance
  • Professional liability insurance
  • Cyber liability insurance

Why Is Professional Liability Insurance in Tempe, AZ Important?

If you offer advice or are an expert in your industry, professional liability insurance can be especially important for help covering any errors or omissions in your services provided. It can help cover claims of:
  • Negligence
  • Misrepresentation
  • Inaccurate advice
So, if your accountant makes a mistake in calculating your client’s taxes that causes them to have to pay penalties and they sue you, this coverage can help pay your legal fees.

What Insurance Do I Need for My Small Business in Mesa?

In Arizona, you’ll need workers’ comp and commercial auto insurance. But it’s also a good idea to get:
  • General liability insurance
  • Professional liability insurance
  • Cyber insurance
These coverages help protect your business from risks company’s face every day.

What Insurance Does an LLC in Tempe Need?

Limited liability companies can get LLC insurance to help cover liability claims like bodily injury or property damages. Without this coverage, you’ll have to pay out-of-pocket for claims filed against you.
We’re backed by more than 200 years of experience and can help your business get the coverage it needs. To learn more, get a quote from us today.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In Arizona, New Hampshire, Washington and California, the insurance is underwritten by Hartford Accident and Indemnity Company, Hartford Casualty Insurance Company, Hartford Fire Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Hartford Lloyd’s Insurance Company, Hartford Underwriters Insurance Company, Maxum Casualty Insurance Company, Maxum Indemnity Company, Navigators Insurance Company, Navigators Specialty Insurance Company, Pacific Insurance Company, Property and Casualty Insurance Company of Hartford, Sentinel Insurance Company, Ltd., Trumbull Insurance Company and Twin City Fire Insurance Company. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Fire Insurance Company.
The Hartford® is The Hartford Financial Services Group, Inc. and its property and casualty subsidiaries, including Hartford Fire Insurance Company. Its headquarters is in Hartford, CT.
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