Technology Insurance

Technology insurance

We’ve Got Your Computer Business Covered With Technology Insurance

Software and systems are constantly changing, which is why you need an insurance company that stays on top of the latest trends and technologies.
 
Technology insurance

Tailored Coverage Recommendations for Your Technology Business

We know how much your business means to you. And it means just as much to us. If you’re looking for a technology insurance company that knows your needs, at The Hartford, we have a team of specialists dedicated to your industry. They’re dedicated to protecting businesses like yours, which means working to get to know exactly how you operate. This helps them determine the kind of insurance coverage you need, so they can create a policy that protects the potential risks your unique small business may face.
Technology insurance company

Top IT Insurance Needs for the Tech Industry

 
  • Data Breach
  • Errors and Omissions Insurance
  • Business Income for Electronic Vandalism
  • Fraudulent Transfer
  • Contractual Liability
  • General Liability Insurance
IT insurance

24/7 Access

We’re here to help you get the job done, which can mean starting it as soon as possible. Get your proof of insurance instantly online.

Having Business Insurance If You Work at Home

Even if you spend most of your day working from the comfort of your home, having technology insurance is essential to run your business. The right coverage can protect you from customer claims and potential problems that could shut you down. Whether you’re an independent contractor or run a small business, you should make sure you’re protected. We’ve created a policy especially for small business owners like you, offering these three key coverages in one Business Owner’s Policy:
 
  • General liability insurance, which can protect your technology business from lawsuits for bodily injury or property damage.
  • Commercial property insurance, which covers the place where you do business and the tools you use, like computer equipment and office furniture.
  • Business income insurance, which helps replace lost income if you can’t run your business because of covered property damage, like a fire.
technology insurance co

Why Technology Insurance?

No matter what you do, and whether you’re a small business owner or an IT contractor, insurance can help keep you protected when the unexpected happens. Without it, you run the risk of losing everything you’ve worked so hard to build.
 
Watch this video about why you need Business Insurance.
tech insurance

Who Needs Technology Insurance?

  • Software Developers
  • Telecoms
  • IT Service Providers
  • Computer Consultants
  • Web Designers
  • Programmers

Taking Care of Your Team

Whether you’re fixing a computer at a client’s house or creating a new software system from your couch, accidents can happen anywhere. Protect yourself and your business with technology insurance.
Most states require business owners to have workers' comp, even if they have just one employee.
insurance for technology businesses

Termination Lawsuits

“I found out one of my employees had been pocketing money when customers paid in cash. Of course I let him go, but he ended up suing me claiming a lie that I discriminated against him.”
 
Employment practices liability insurance can help protect your business if a current or previous employee sues you for wrongful termination, discrimination, retaliation or harassment.
IT business insurance

Injuries

“As my technician was walking into a client’s house, their dog got loose and bit him on the leg. He needed several stiches and two weeks off to recover.”
 
Workers’ compensation insurance is required by most states to help small business owners provide important benefits to employees for work-related injuries or illnesses.

Covering Your Operations

As a business owner in the technology industry, you know things can change quickly and unexpectedly. We know the difficulties you face, and we’ve created coverages to help you get through them.
43% of online cyber-attacks are aimed at small businesses.1
insurance for the technology industry

Software Malfunction

“I used to do all my major software updates overnight so they wouldn’t interfere with the work day. One day, I left the office letting a new upgrade download, only to come back in the morning and realize the whole system was having outages.”
 
Professional liability insurance, helps protect you from errors, mistakes, negligence and omissions that can happen as a result of the technology services you provide.
insurance for technology companies

Stolen Personal Information

“I opened an email from my credit card company. Turns out it was a hacker pretending to be my credit card company. I realized exactly what it was once I clicked, but it was too late. It took me almost a week to clean the virus out completely and get my system back to normal.”
 
Our interruption of computer operations coverage will help cover the loss of your small business’ income if you’re unable to operate because of a computer virus.

Protecting Your Property

Every day, small businesses face risks that could shut down them down. Having the support from a technology insurance company that has your business’ back can help keep yours successful and moving forward.
Work-related crashes cost employers over $25 billion a year.2
technology sector insurance

Theft

“I loved working from a local coffee shop downtown, until one day I left my laptop on the table for a minute to go grab my drink order and someone ran off with it.”
 
Commercial property insurance coverage helps protect your equipment from things like theft and fire. We’re here to help you protect the equipment you use to run your business and get back to doing what you do best.
what does technology insurance cover?

International Incident

“My team traveled to London to set up a computer system for a new art studio. While they were there, one of my technicians knocked over a display case, damaging the floor, the case and all of the art inside it. The studio sued my company in the London court system for all of the property damage.”
 
Liability Worldwide helps protect your company when you are conducting business operations outside of the United States.

Finding a Technology Insurance Company That Knows Your Needs

At The Hartford, we know it takes work to earn your clients’ trust – we’ve been earning ours for over 200 years. With us, small businesses know they have a partner that’s behind them every step of the way. We’ve created insurance products specific to your industry. And we’re committed to learning exactly what you do, so we can customize a policy that will protect your business best.
 
Speak with one of our insurance agents to see how we can help protect you.
technology business insurance quotes

Technology Insurance That Has Your Back

Get the protection you need to help keep your small business running successfully.
 
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For Larger Firms
Larger tech computer, software, web and IT firms typically require specialized insurance coverage.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In Arizona, New Hampshire, Washington and California, the insurance is underwritten by Hartford Accident and Indemnity Company, Hartford Casualty Insurance Company, Hartford Fire Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Hartford Lloyd’s Insurance Company, Hartford Underwriters Insurance Company, Maxum Casualty Insurance Company, Maxum Indemnity Company, Navigators Insurance Company, Navigators Specialty Insurance Company, Pacific Insurance Company, Property and Casualty Insurance Company of Hartford, Sentinel Insurance Company, Ltd., Trumbull Insurance Company and Twin City Fire Insurance Company. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Fire Insurance Company.
 
The Hartford® is The Hartford Financial Services Group, Inc. and its property and casualty subsidiaries, including Hartford Fire Insurance Company. Its headquarters is in Hartford, CT.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.