Snowmobile Insurance

Snowmobile Insurance
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For more information or to request a quote, call The Hartford:
 

888-546-9099

Monday-Friday, 7 a.m. to 11 p.m. ET
 
Saturday-Sunday, 8 a.m. to 6 p.m. ET

The Hartford Offers Snowmobile Insurance Coverage You Need

Your snowmobile insurance needs can vary depending on where you live and how you use your recreational vehicle. Specialists with the AARP® Auto and Home Insurance Program from The Hartford1 make choosing the right coverage easy with customized snowmobile insurance. As one of the auto insurance companies that offers snowmobile insurance, we’ll guide you through our available options. We’ll help you find the snowmobile coverage that’s right for you at a rate you can afford. Get a free quote today to learn more.

Discounts on Snowmobile Insurance Quotes

You could be eligible for discounts if you bundle your auto, home and snowmobile insurance coverage, or if you insure multiple recreational vehicles with The Hartford. One of our representatives or your insurance agent can help you find the discounts that are right for you. For example, you may qualify for specific discounts, like if you recently completed a snowmobile safety course.
 

Important Snowmobile Insurance Coverages

snowmobile insurance coverage Many states require you to carry liability insurance for your snowmobile. If you lease or finance your snowmobile, you may also need to insure and protect yourself with collision coverage. No matter where in the United States you live, you’ll enjoy riding even more knowing that The Hartford has you covered with:
 
  • Collision coverage: This helps pay for damage to your snowmobile if you are in an accident with another vehicle or object. This does not cover snowmobile accidents with animals.
  • Other Than Collision (also referred to as comprehensive): With this coverage, you’ll get help paying for snowmobile damage caused by fire, theft, vandalism or an accident involving an animal.
  • Uninsured Motorists: If you’re in an accident with an underinsured or uninsured motorist, this coverage will help you pay for damage to your snowmobile or injuries to you or your passengers.
  • Medical payments: This coverage helps pay for medical expenses for you and your passengers if you’re in a snowmobile accident.
  • Bodily injury liability: With this liability coverage, you’ll get help with legal costs if you’re in a snowmobile accident and injure another person.

Additional Snowmobile Insurance Coverage

Need more coverage? Take a look at these additional options:
 
  • Increased liability coverage lets you choose the amount of coverage you need to protect your financial assets.
  • Optional equipment coverage for things like towable trailers.

Annual Snowmobile Insurance Policies

Are you riding your snowmobile year-round? We offer insurance options and coverage with no lay-up period. Request a snowmobile insurance quote from The Hartford today.
 

Common Questions About Snowmobile Insurance

Do You Have To Insure a Snowmobile?

Not all states require snowmobile insurance coverage. Even if your state doesn’t say you have to have snowmobile insurance, your lender may require it if you lease or finance your snowmobile. In the event of an accident, snowmobile insurance can help protect you by paying for damage and injuries.
 

How Does Snowmobile Insurance Work?

If you are in an accident, snowmobile insurance can help pay for medical payments from injuries and the cost to fix your snowmobile. Snowmobile insurance coverage can also help pay for damages to your snowmobile caused by fire, theft or vandalism.
 

How Much Does It Cost To Insure a Snowmobile?

The cost of snowmobile insurance coverage depends on several factors, including your:
 
  • Driving/riding history
  • Location
  • Age
  • Snowmobile make and model

Get a Snowmobile Insurance Quote

snowmobile insurance quote With snowmobile insurance coverage from The Hartford, you can enjoy all the winter fun a snowmobile has to offer. Call us today to get a free snowmobile insurance quote. You can reach a customer service representative by calling 888-546-9099.
 
 
Not all coverages are available in all states.
 
Additional disclosures below.
auto insurance definition

Car Insurance in Plain English

Quick answers and easy-to-understand auto insurance definitions written with you in mind.
 
To learn more, read through our auto insurance definitions page.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.

AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP Homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, MI and MN, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Hartford Underwriters Insurance Company. Not available in all states, including FL. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by GEICO Texas County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by GEICO Texas County Mutual Insurance Company. The Home Program is underwritten by Trumbull Insurance Company. Effective 10/16/21, the Auto Program is underwritten by Trumbull Insurance Company.

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