Large Business Property Insurance

Highly Customizable Property Insurance for Your Large Business

We created specialized products and coverages for mid-size and large businesses because we know every industry faces unique risks and challenges. And because every business is different, we’ve made it easy to customize our Property Choice® policy. So you can work with your agent or broker to add:
  • Industry-specific endorsements
  • Blanket limits and loss limits
  • Coverage time periods or distance limitations
Our large business property insurance can help companies in many industries, including:
Find an agent or broker in your area to learn more about large business insurance and see how we can help you customize a policy for your business.

Property Choice® and Property Choice® Elite

Depending on the size of your business, we offer two types of property insurance:
Property Choice® for mid-size businesses. For businesses with at least $10 million in revenue, we can help protect you with:
  • Business personal property
  • Business travel
  • Computer equipment, media and data
  • Debris removal
  • Pollutant and contaminants cleanup
  • Valuable papers
Property Choice® Elite for businesses that need larger limits or have more complex risks. We provide coverage solutions for:
  • Excess property
  • Quota share
  • Assumed reinsurance
  • Manuscript forms
IoT Innovation Lab

Staying Ahead of Trends: IoT Innovation Lab

We use data and analytics to help your business stay ahead of trends. Our IoT Innovation Lab brings together the latest technology with our expertise in data and risk management to help improve workplace safety and prevent or reduce property damage.

Risk Engineering and Claims Expertise for Positive Outcomes

Our risk engineering consultants have expertise in managing property risks in various industries. They can help your business with many risk management strategies, like:
  • Evaluating special hazards and management programs
  • Reviewing and identifying bottlenecks and contingencies
  • Preconstruction consulting, site surveys and plan reviews
When you have commercial property insurance with us, you’ll be working with some of the most highly skilled claims adjusters throughout the country, with an average of 23 years of property claims experience. For the largest property risks, our dedicated major case organization handles all the claims.

Find an Agent or Broker for Large Business Property Insurance

Large property owners need to have industry-specific coverages and policies tailored to their business. We can work with your agent to help you create a customized commercial property insurance policy for your company.
Find an agent or broker today and learn more about our property insurance for large businesses.
Specialized Coverages for Most Industries

Specialized Coverages for Most Industries

We pride ourselves in knowing your industry, inside and out. With specialized insurance coverage for businesses like yours, we’ve got your back.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In Arizona, New Hampshire, Washington and California, the insurance is underwritten by Hartford Accident and Indemnity Company, Hartford Casualty Insurance Company, Hartford Fire Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Hartford Lloyd’s Insurance Company, Hartford Underwriters Insurance Company, Maxum Casualty Insurance Company, Maxum Indemnity Company, Navigators Insurance Company, Navigators Specialty Insurance Company, Pacific Insurance Company, Property and Casualty Insurance Company of Hartford, Sentinel Insurance Company, Ltd., Trumbull Insurance Company and Twin City Fire Insurance Company. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Fire Insurance Company.
The Hartford® is The Hartford Financial Services Group, Inc. and its property and casualty subsidiaries, including Hartford Fire Insurance Company. Its headquarters is in Hartford, CT.
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