Ohio Car Insurance Quotes
The AARP® Auto Insurance
Program from The Hartford1
welcomes Ohio drivers! You’ve come to the right place if you’re looking to request a car insurance quote
, or find out more about buying Ohio car insurance in the Buckeye State. The Hartford has been insuring Ohio AARP members since 1984, and our Ohio car insurance coverage has earned us a reputation for integrity and trust with our customers. That’s why customers rate The Hartford highly for claims services. It's also why Ohio drivers can feel confident that we’ll be there when you need dependable car insurance protection.
Whether you’re traveling from the Rock and Roll Hall of Fame to the foothills of the Appalachian Mountains, The Hartford knows it’s important for experienced drivers like you to feel protected as you travel along Ohio’s roadways. The Hartford will make sure you get the car insurance coverage and protection you need.
Ohio Car Insurance Discounts
As an Ohio driver, you could be eligible to receive valuable car insurance discounts and benefits for AARP members
with the AARP Auto Insurance Program from The Hartford. Our car insurance coverage benefits can include the following:
Required Ohio Car Insurance Coverages
$25,000 for bodily injury, per person per accident
$50,000 for bodily injury, total per accident
$25,000 for property damage per accident
Digital Proof of Ohio Car Insurance
If you’re a licensed driver in the state of Ohio, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Ohio is also among several states that now accept electronic proof of car insurance, and with The Hartford mobile app
, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play
™ or App Store
Ohio Uninsured Driver Facts
According to a 2019 Insurance Research Council report, 13 percent of Ohio drivers are driving without car insurance. This is slightly above the national average of 12.6% of drivers without car insurance.3
If you’re ever in an accident caused by a driver without car insurance or a driver with inadequate car insurance coverage, uninsured/underinsured motorist coverage
can help you avoid financial loss. Although this coverage is not required in Ohio, it provides a valuable benefit and additional peace of mind.
Additional Car Insurance Coverages Available to Ohio Drivers
In addition to providing you with the state-required car insurance coverages, the AARP Auto Insurance Program from The Hartford offers Ohio drivers additional coverage to provide extra security, including:
Staying Safe on Ohio Roads
As you travel through Ohio, there are a number of safe driving laws meant to protect you on Ohio’s highways and byways. Here are just a few:4
Ohio Seat Belt Laws:
Although Ohio does not have mandatory seat belt laws, law enforcement can ticket you for not wearing a seat belt if you are pulled over for another violation.
Ohio Distracted Driving Laws:
Ohio has laws in place to discourage distracted driving, including:
New drivers are not allowed to use hand-held or hands-free cell phones.
Texting while driving is banned in the State of Ohio.
Ohio Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Ohio wants to be sure they stay safe in the process. Ohio has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.