Car Insurance for Nebraska Drivers
Welcome to the AARP® Auto Insurance
Program from The Hartford! If you’re a Nebraska driver looking for a car insurance quote
, or just want to learn more about buying car insurance in Nebraska, we’re here to help. Since 1984, the AARP Auto Insurance Program from The Hartford1
has been protecting AARP members in Nebraska and their families with car insurance.
Nebraska contains many historical sites and beautiful scenic routes, so there is plenty to see and do. When you travel along Nebraska’s roadways, taking adventures to landmarks like the Happy Jack Peak and Chalk Mine, or catching a show at Pinnacle Bank Arena, you can feel protected with car insurance from the AARP Auto Insurance Program from The Hartford. With high customer ratings for claim service, The Hartford has earned a reputation for integrity and trust over the years.
Car Insurance Benefits Offered to Nebraska Drivers
Nebraska drivers could be eligible for several valuable car insurance discounts
and benefits from the AARP Auto Insurance Program from The Hartford, including:
24/7 Claim Service
New Car Replacement§§
Required Nebraska Car Insurance Coverages
The following minimum liability limits are required by Nebraska state law for Nebraska car insurance:2
$25,000 for bodily injury, per person per accident.
$25,000 for property damage per accident.
$50,000 for bodily injury total per accident.
Proof of Car Insurance in Nebraska
Nebraska state law requires you to provide a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident.
If you’re a licensed driver in the state of Nebraska, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Nebraska is also among several states that now accept electronic proof of car insurance, and with The Hartford mobile app
, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play
™ or App Store
Nebraska Uninsured Driver Facts
According to a 2019 Insurance Research Council report, 9.3 percent of Nebraska drivers are uninsured. This is below the national average of 12.6%.3
Uninsured/underinsured motorist car insurance coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. In Nebraska, your uninsured/underinsured motorist car insurance coverage must have the following minimum coverage amounts:2
$25,000 per person
$50,000 per accident
Additional Nebraska Car Insurance Coverages Available to Drivers
For added protection, Nebraska drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on Nebraska Roads
As you travel through Nebraska, there are a number of safe driving laws meant to protect you on Nebraska’s highways and byways. Here are just a few:4
Nebraska Seat Belt Laws:
Although the state of Nebraska does not have mandatory seat belt laws, law enforcement can ticket you for this violation if you are pulled over for another reason.
Nebraska Distracted Driving Laws:
Nebraska has several laws in place to discourage distracted driving, including:
New drivers in Nebraska are not allowed to use hand-held or hands-free cell phones.
Texting while driving is banned in the state of Nebraska.
Nebraska Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Nebraska wants to be sure they stay safe in the process. Nebraska has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
2 Nebraska Department of Motor Vehicles, “Nebraska County Treasurer’s Manual: Registration”
3 Insurance Information Institute, “Facts + Statistics: Uninsured Motorists”
4 Governors Highway Safety Association, “States”