Maine Car Insurance

Car Insurance Maine
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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.
 
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Save with the AARP Auto & Home Insurance Program from The Hartford.
 
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Discover savings with the AARP Homeowners Insurance Program from The Hartford.
 

Car Insurance for Maine Drivers

Welcome Maine drivers! Are you looking to request a car insurance quote, or find out more information about buying car insurance in Maine? Well, you’ve come to the right place. The AARP® Auto Insurance Program from The Hartford1 has been protecting AARP members in Maine and their families with car insurance since 1984, and has earned a reputation for integrity and trust.
 
Maine offers the best of New England, giving you options to travel upstate into the countryside, or relax on the beaches surrounding the coast. Whether you’re whale watching off the Atlantic or hunting in the Highlands, the AARP Auto Insurance Program from The Hartford will keep you secure as you travel along Maine’s roadways. You can count on The Hartford to be there when you need us most.
 
If you’re looking to get a car insurance quote or just need information about buying car insurance in the state of Maine, you’ve come to the right place.
 

Car Insurance Benefits Offered to Maine Drivers

Maine drivers could receive valuable car insurance benefits and discounts from the AARP Auto Insurance Program from The Hartford, including:
 
  • 12-month Rate Protection
  • New Car Replacement§§
  • Accident Forgiveness
  • Disappearing Deductible
  • 24/7 Claim Service

Required Car Insurance Coverages in Maine

Maine state law requires liability car insurance at the following minimum limits:2
 
  • $50,000 for bodily injury, per person per accident.
  • $100,000 for bodily injury, total per accident.
  • $25,000 for property damage per accident.

Proof of Car Insurance for Maine Drivers

If you’re a licensed driver in the state of Maine, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Maine is also among several states that now accept electronic proof of car insurance, and with The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™
 

Maine Uninsured Driver Facts

According to a 2012 Insurance Research Council report, 4.7 percent of Maine drivers are uninsured. This is significantly below the national average of 12.6%.3
 
Uninsured/underinsured motorist car insurance (UMBI) coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. In Maine, your uninsured/underinsured motorist car insurance coverage must have the following minimum coverage amounts:2
 
  • $50,000 per person
  • $100,000 per accident

Additional Maine Car Insurance Coverages Available to Drivers

For added protection, Maine drivers may also be eligible for the following car insurance coverages from the AARP Auto Insurance Program from The Hartford:
 

Staying Safe on Maine Roads

As you travel through Maine, there are a number of safe driving laws meant to protect you on Maine’s highways and byways. Here are just a few:4
 

Maine Seat Belt Laws:

It is a mandatory law to wear a seat belt while driving the roads of Maine.
 

Maine Distracted Driving Laws:

Texting while driving is banned for all drivers in the State of Maine.
 

Maine Teen Driver Laws:

Getting a driver’s license is a rite of passage for all teenagers, and Maine wants to be sure they stay safe in the process! Maine has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
 
 
 
 
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 1/1/20 and 12/31/20. Your savings may vary. Average auto insurance savings is $507 and average home insurance savings is $120. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Home product is not available in all areas, including the state of Florida.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
Additional disclosures below.
auto insurance definition

Car Insurance in Plain English

Quick answers and easy-to-understand auto insurance definitions written with you in mind.
 
To learn more, read through our auto insurance definitions page.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.

AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP Homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, MI and MN, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Hartford Underwriters Insurance Company. Not available in all states, including FL. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by GEICO Texas County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by GEICO Texas County Mutual Insurance Company. The Home Program is underwritten by Trumbull Insurance Company. Effective 10/16/21, the Auto Program is underwritten by Trumbull Insurance Company.

* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.