Wholesale Distribution

Who We Serve

We have a broad appetite for wholesale-distributors.
 

Our Appetite

Our appetite includes a variety of durable goods and non-perishable non-durable goods, including:
 
  • Apparel and Accessories
  • Electrical Goods
  • Electronics Parts and Equipment
  • Machinery, Equipment and Supplies
  • Professional and Commercial Equipment
  • Hardware
  • Motor Vehicle Parts and Accessories
  • Paper Products, Office Supplies

Our Solution

  • Property:
    • Specialized Property Insurance coverages for Wholesale- Distributors, including specified limits for Utility Service Interruption, BPP at Unnamed Premises, Transit Coverage, Brands and Labels included in BPP, Crime and Worldwide Dependent Property (when business interruption coverage is provided)
    • Equipment Breakdown coverage
    • Optional Business Income coverage
  • General Liability:
    • Broad Products Liability appetite
  • Product Recall Expense coverage
  • Workers Compensation
    • XactPAY (self-reported payroll) premium billing option
  • Commercial Auto
  • FleetAhead service for auto fleets, combining telematics with risk engineering consultation
  • Umbrella
  • Marine coverages, including Shipper’s Interest, Warehouse Legal Liability & Ocean Cargo
  • Multinational coverage

Why Choose The Hartford

  • The Hartford has a long history of serving wholesale clients, and our products can be tailored to help you meet their needs.
  • Our Risk Engineering team provides risk management services designed to help businesses create the safest work environment possible for their employees. A safe work environment often leads to a more profitable business and our team helps evaluate businesses’ risk exposures, prepares them to handle a loss event, and trains their workforce in safety best practices.
  • Our Claims team has specialized claims handlers for specific coverages, as well as value-added programs such as Return-to-Work.

Who to Contact

Contact your local Hartford rep or email us at mmsc@thehartford.com.
 
 
This outlines in general terms the coverages that may be afforded under a policy from The Hartford. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All coverages described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. Coverage may not be available in all states or to all businesses. Possession of these materials by a licensed insurance producer does not mean that such producer is an authorized agent of The Hartford. To ascertain such information, please contact your state Department of Insurance or The Hartford at 888-203-3823. All information and representations herein are as of June 2020.