Does AARP Have Good Car Insurance?

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

5 Reasons the AARP® Auto Insurance Program From The Hartford Is Good Car Insurance

good car insurance The Hartford has offered special benefits to nearly 40 million AARP members since 1984. The AARP® Auto Insurance Program from The Hartfordhelps protect AARP members and their families on the road. So, if you’re looking for good car insurance, you’ve come to the right place.
 
With the AARP Auto Insurance Program from The Hartford, members can enjoy:
 
  1. Custom coverages: The AARP Auto Insurance Program from The Hartford offers various car insurance coverages to help AARP members. This includes new car replacement,§§ a 24/7 car insurance claims hotline and additional coverages to help protect you and your car while you’re on the road.
  2. Affordability: AARP members can qualify to save on car insurance up to 10% just for being an AARP member.
  3. Personalization: Every driver is unique. Our car insurance policies address each driver’s individual needs. We can help you find the right coverage for you and your family.
  4. Car insurance discounts: You can save money if you complete a defensive driver course or pay your policy in full. You can also save on your premium by bundling your home and auto insurance.**
  5. A top-rated claims team: Accidents happen. When they do, they can be costly. We stand behind you at every interaction, especially at the time of loss. Our claims team has received high ratings and car insurance reviews for helping members through the claims process.

How Does AARP Car Insurance Compare to Other Auto Insurance?

Car accidents can be costly, but car insurance can help cover these expenses so you don’t have to pay them out of pocket. Without it, you may be responsible to pay for repairs, property damage liability, or any medical payments for bodily injuries. That’s why it’s important to understand how much car insurance you need so you can get the right amount of coverage and work with the best company.
 
The Hartford offers excellent customer service and an easy-to-navigate claims process. Insurance specialists from The Hartford can help answer your questions. They can also help you get the right policy with the right coverages.
 
If you’re in an accident, we’ll help you through our claims process. If your car needs to be repaired, The Hartford can even help you find an authorized repair shop. Our goal is to get you back on the road as quickly as possible and to protect the lifestyle you’ve created.
 
The Hartford is also the only national auto and home insurance program endorsed by AARP. The Hartford’s industry-leading products and reputation for great service set us apart. And we’ll have your back if the unexpected happens.
 

Frequently Asked Questions

good car insurance coverage A car insurance policy can help protect you and your family if you’re involved in an accident. It can help cover the costs of property damage and bodily injuries. It’s important to know how much coverage you have, so you know you and your family is protected.
 

Is Car Insurance Required?

Most states require drivers to carry car insurance. Coverage requirements for state car insurance vary by location. But that doesn’t mean you should just buy the minimum coverage. Consider buying a higher level to get full coverage and more protection for you and your family.

How Do I File a Car Insurance Claim?

You can report a car insurance claim online or by phone at 800-243-5860. Representatives are available 24/7 and our claims team is ready to help you as soon as you file a claim. They’ll guide you through the whole process and answer any questions you have.
 

What Types of Car Insurance Coverages Should I Have?

The Hartford offers many types of car insurance coverages that can be added to your policy. These can range from medical payments coverage to personal umbrella insurance. Our specialists can help you determine the right coverage options to meet your needs.
 

How Much Is Car Insurance?

Different factors affect a car insurance premium. Auto insurance companies will look at your location, claims history and driving record. These all play a role in how much you’ll pay for car insurance. Talk to an agent or get a quote today to find out how much you may be able to save with a car insurance policy from The Hartford.
 

Do You Have New Car Replacement Coverage?

The AARP Auto Insurance Program from The Hartford offers new car replacement coverage. This type of coverage helps replace your new car if you total it - with no deduction for depreciation.§§
 

The Bottom Line: Get Good Car Insurance With the AARP Auto Insurance Program From The Hartford

Does AARP Have Good Car Insurance? Car insurance policies are as unique as each driver. Insurers offer the basic coverage required by your state, but coverage needs differ from driver to driver. With the AARP Auto Insurance Program from The Hartford, you can have peace of mind knowing we’ve got your back.
 
With the AARP Auto Insurance Program from The Hartford, you and your family can enjoy special:
 
  • Benefits: We’ll have you covered with benefits like lifetime car repair assurance, new car replacement and 24/7 claims service.
  • Discounts: We offer discounts to good drivers with safe driving habits. You also get a discount if you bundle your home and auto insurance. But that’s not the only way to save with us.
  • Rates: If you’re an AARP member, you’ll save 10% on your car insurance rates just for being a member.
  • Personalized car insurance policies: Our representatives will help you find the right coverage for your individual needs.

Receive Great Rates and Rewards With the AARP Auto Insurance Program From The Hartford

We offer no obligation and no cost quotes. Here’s how you can learn more about the AARP Auto Insurance Program from The Hartford:
 
  • Get an online car insurance quote. It’s quick, easy, and you can pay with your credit card.
  • Call 888-413-8970 to speak with an insurance specialist from The Hartford. We’ll help you find the best insurance for your needs with the discounts and benefits that experienced drivers like you deserve.
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 1/1/20 and 12/31/20. Your savings may vary. Average auto insurance savings is $507 and average home insurance savings is $120. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Home product is not available in all areas, including the state of Florida.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
Additional disclosures below.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.

AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP Homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, MI and MN, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Hartford Underwriters Insurance Company. Not available in all states, including FL. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by GEICO Texas County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by GEICO Texas County Mutual Insurance Company. The Home Program is underwritten by Trumbull Insurance Company. Effective 10/16/21, the Auto Program is underwritten by Trumbull Insurance Company.

* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.