Professional Liability Insurance in Florida

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Errors and Omissions Insurance in Florida

professional liability insurance Florida Professional liability insurance in Florida helps protect businesses from certain customer lawsuits. This coverage is also known as errors and omissions insurance. Small business owners aim to run their businesses perfectly, but mistakes can happen. If they do and it causes someone financial harm, they can sue your business.
 
If this happens, errors and omissions insurance can help protect your business by paying your legal costs. Be aware that professional liability insurance is different from general liability insurance, which is another type of liability coverage.
 

What Is Covered By Professional Liability Insurance in Florida?

Errors and omissions insurance Florida Professional liability insurance can help cover claims that your business failed to provide a service or didn’t protect personally identifiable information. It can also help your business if someone sues you for:
 
  • Negligent acts
  • Inaccurate advice
  • Misrepresentation
This type of small business insurance can help pay for your legal defense costs, as well as settlements and judgments.
 
Errors and omissions insurance in Florida can help many businesses, like:
 
  • A graphic design firm in Miami after a client sues them, claiming the logo they created led to a drop in sales.
  • An accounting agency in Orlando that incorrectly files a client’s tax returns. They sue the agency after they have to pay a penalty.
  • A Jacksonville advertising firm that forgets to do a service for a client, resulting in a lawsuit.

How Much Does Professional Liability Insurance in Florida Cost?

Professional liability insurance Florida cost Professional liability insurance in Florida costs vary. That’s because every small business is different and has unique needs. Generally, you can expect to pay several hundreds of dollars for a policy premium.
 
Insurance companies use different factors to determine policy costs. Some factors that can affect how much errors and omissions insurance in Florida will cost your business include:
 
  • Your policy details, like whether you have an earlier retroactive date
  • The coverage limits you choose
  • How many years of experience you have
The best way to find out how much it’ll cost your business to get professional liability insurance in Florida is to get a quote.
 

Are Businesses Required To Have Errors and Omissions Insurance in Florida?

Certain types of businesses in Florida need to have professional liability insurance coverage. For example, Florida requires real estate professionals to have this insurance coverage.
 
Even if your specific business doesn’t need to have professional liability insurance in Florida, it can still be beneficial – especially if you provide a professional service. Without it, you may have to pay for claims out of pocket. This can be financially devastating for business owners.
 

Who Needs Professional Liability Insurance in Florida?

Any business that provide a professional service to customers should consider professional liability insurance. Some types of businesses that typically need professional liability insurance in Florida include:
 

Get a Quote for Errors and Omissions Insurance in Florida Today

We’re an insurance company backed by over 200 years of experience. We know every business is unique and has different needs. Our specialists can help you get the right type of business insurance coverages, no matter where you are in the state. This includes:
 
Whether you have questions about Florida business insurance, like Florida workers’ compensation insurance, or need help filing a claim, we’ve got your back. Get a quote today and learn how we can help your Florida business.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In Arizona, New Hampshire, Washington and California, the insurance is underwritten by Hartford Accident and Indemnity Company, Hartford Casualty Insurance Company, Hartford Fire Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Hartford Lloyd’s Insurance Company, Hartford Underwriters Insurance Company, Maxum Casualty Insurance Company, Maxum Indemnity Company, Navigators Insurance Company, Navigators Specialty Insurance Company, Pacific Insurance Company, Property and Casualty Insurance Company of Hartford, Sentinel Insurance Company, Ltd., Trumbull Insurance Company and Twin City Fire Insurance Company. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Fire Insurance Company.
 
The Hartford® is The Hartford Financial Services Group, Inc. and its property and casualty subsidiaries, including Hartford Fire Insurance Company. Its headquarters is in Hartford, CT.
 
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