Car Insurance in Chula Vista, CA

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

Get Your Auto Insurance Quote in Chula Vista

car insurance chula vista From the Living Coast Discovery Center to the Chula Vista Bayfront, there are many places to drive in the second-largest city in the San Diego metropolitan area. When you’re on the road, you’ll have the peace of mind you need with the AARP® Auto Insurance Program from The Hartford.1 We’ve been protecting drivers in Chula Vista, CA and their families with car insurance since 1984.
 
We’re proud to have earned a reputation for integrity and trust, as well as high customer ratings for claims services. If you’re looking for discounts on car insurance in Chula Vista, CA, you’ve come to the right place. You can save up to 10% on your auto insurance just for being an AARP member. Get a quote from us today.
 

How Much Is Car Insurance in Chula Vista?

Your car insurance rates depend in part on where you live. In California, the average annual cost for auto insurance is about $1,868. However, drivers in Chula Vista, California pay an average of $1,705 per year for auto insurance. The cost of car insurance in Chula Vista is slightly higher than the national average of $1,548 per year.2 Other factors, like your age and driving record, will also impact your insurance rates.
 

AARP Member Discounts for Auto Insurance in Chula Vista

When you’re looking for a car insurance company in Chula Vista, don’t just look for cheap car insurance. Make sure you’re getting the custom coverage you need at a great rate. We believe that experienced drivers like you deserve car insurance discounts. That’s why when you get a quote from us, we’ll make sure you get the discounts you’re eligible for. You’ll save just for being an AARP member, and we also offer discounts for:
 
  • Completing an approved defensive driving course.
  • Bundling your home and auto coverage with the AARP Auto and Home Insurance Program from The Hartford. This could help you save up to 5% on your auto insurance and up to a 20% on your home, condo or renters insurance.
  • Paying your premium in full instead of making monthly payments.

Coverage Requirements for Auto Insurance in Chula Vista, CA

auto insurance chula vista Based on state laws, you must carry a minimum amount of car insurance in California, including:
 
Although these are the minimum requirements, everyone’s car insurance coverage needs are different. With the AARP Auto Insurance Program from The Hartford, you can get affordable coverage tailored to fit your needs.
 

Does California Require Full Coverage Car Insurance?

California does not require full coverage. However, you’ll want to consider buying more than the minimum California car insurance so you don’t risk having to pay out of pocket if you’re in a car accident. Our customer service representatives can help customize coverage for your needs.
 

Get a Quote on Car Insurance in Chula Vista Today

auto insurance in chula vista ca Now that you know the minimum amount of car insurance you’ll need, you can start deciding which insurance company in Chula Vista is right for you. To figure out how much coverage you need and what discounts you’re eligible for, call us at 888-413-8970. You can also start a quote online by entering your zip code or reach out to a local insurance agency and ask about The Hartford.
 

Learn More About Car Insurance in California

Even if you don’t live in Chula Vista, CA, we can still help you with car insurance in California. Learn more about how the AARP Auto Insurance Program from The Hartford can protect drivers in California with:
 
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 1/1/20 and 12/31/20. Your savings may vary. Average auto insurance savings is $507 and average home insurance savings is $120. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Home product is not available in all areas, including the state of Florida.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
Additional disclosures below.

California Car Insurance

There’s more to know about car insurance in your state.
 
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.

AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP Homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, MI and MN, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Hartford Underwriters Insurance Company. Not available in all states, including FL. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by GEICO Texas County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by GEICO Texas County Mutual Insurance Company. The Home Program is underwritten by Trumbull Insurance Company. Effective 10/16/21, the Auto Program is underwritten by Trumbull Insurance Company.

* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.