Commercial Surety & Construction Surety Bonds

Find a Local Bond Agent​
To find an agent, use our Surety Bonds Agent Locator.

Protect and Manage Your Business’s Overall Risk

Surety bonds are an important part of doing business for many companies, and they can be a critical component of a strong risk management strategy as well.
That’s why The Hartford has a dedicated Bond Division with a full range of solutions and the flexibility businesses require to help them secure the right type of protection or to comply with contractual or court mandated requirements.

Our experienced underwriters help companies to continue to operate and safeguard their assets.
construction surety

Construction Surety

Our Construction Surety team offers bid, payment and performance bonds specifically underwritten to help meet the needs of general, highway/heavy, trade and specialty contractors of all sizes.

Our Target Classes Are:

  • General Contractors
  • Heavy/Civil Contractors
  • 1st Tier Subcontractors and Specialty Contractors

Work Program Capacities

  • $25M to $1B+ as sole surety
  • $1B+ as co-surety
Plus, our Construction Surety division supports the Small Business Association Bond Guarantee Program, for bid, performance, and payment bonds issued.

Our Financial Strength

Hartford Fire Insurance Company:

  • A.M. Best A+
  • Moody's A1
  • Standard & Poor's A+

Hartford Life and Accident Insurance Company:

  • A.M. Best A+
  • Moody's A1
  • Standard & Poor's A+
commercial surety

Commercial Surety

Commercial bonds help ensure performance of an obligation and compliance with given requirements. Some of the commercial bond options we provide to companies of all sizes include: 
  • Non-Construction Performance Bonds to help ensure fulfillment of contract obligations
  • License and Permit Bonds to help meet government-mandated requirements
  • Probate and Judicial Bonds for fiduciaries and civil court proceedings
  • Public Official Bonds for tax collectors, town managers, treasurers & notaries

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Better Bond Experience

Specialized Knowledge for Unique Needs

Learn more about The Hartford’s bond division, rated sixth largest surety writer in the United States with over 200 years of providing support and service to brokers and their clients.

Our Target Classes Are:

  • Administrators/Executors/Trustees
  • Business & Professional Services Firms
  • Financial Institutions
  • Insurance Brokers/Agents/Adjusters
  • Mortgage Brokers/Bankers/Lenders
  • National Homebuilders
  • Public Officials (City Clerks/Tax)
  • Public Officials (City Clerks/Tax Collectors/Town Managers/Treasurers/Notaries)
  • Receivers/Replevins/Courts
  • Title/Escrow Agents
We also offer Commercial Bond programs up to $1B.
More on our product offerings is available here.
All coverages and services may not be available for all businesses or in all states.
Small Business Coverages

Other Business Coverages

We offer insurance coverages for companies large and small.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In Arizona, New Hampshire, Washington and California, the insurance is underwritten by Hartford Accident and Indemnity Company, Hartford Casualty Insurance Company, Hartford Fire Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Hartford Lloyd’s Insurance Company, Hartford Underwriters Insurance Company, Maxum Casualty Insurance Company, Maxum Indemnity Company, Navigators Insurance Company, Navigators Specialty Insurance Company, Pacific Insurance Company, Property and Casualty Insurance Company of Hartford, Sentinel Insurance Company, Ltd., Trumbull Insurance Company and Twin City Fire Insurance Company. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Fire Insurance Company.
The Hartford® is The Hartford Financial Services Group, Inc. and its property and casualty subsidiaries, including Hartford Fire Insurance Company. Its headquarters is in Hartford, CT.
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