Car Insurance in Bakersfield, CA

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

Get a Quote for Car Insurance in Bakersfield

car insurance bakersfield With a population that’s currently growing, Bakersfield is the ninth-largest city in California.2 To stay safe while you’re out on the roads, you’ll want the right car insurance coverages. With the AARP Auto Insurance Program from The Hartford, you can customize your car insurance and qualify for discounts.1 To learn more about car insurance in Bakersfield, CA, get an insurance quote today.
 

What Is the Basic Car Insurance Coverage in Bakersfield, CA?

auto insurance bakersfield ca Every state has different coverage requirements for drivers. Here are the state minimums for auto insurance coverage in Bakersfield, CA:
 
Although these are the minimum requirements, everyone’s car insurance coverage needs are different. With the AARP Auto Insurance Program from The Hartford, you can get affordable coverage tailored to your needs. To learn more about uninsured motorist and liability coverages, get a quote today. We can make sure you’re covered if you’re in a car accident.
 

How Much Is Car Insurance per Month in Bakersfield?

What are the insurance rates in Bakersfield? The average annual full coverage premium is $1,984. This is less than the statewide average of $2,065 per year.3 Wondering how to get the cheapest car insurance in Bakersfield? Everyone’s rate is different, but some factors that impact how much you’ll pay for car insurance include your:
 
  • Age
  • Driving record
  • Type of vehicle
  • Coverage limits
  • Deductible amounts
In Bakersfield, married drivers often pay less than single drivers. The age group that generally has the cheapest car insurance rates in Bakersfield are drivers in their 60s.4
 
The best way to find the coverage that’s right for you is to compare prices by getting multiple auto insurance quotes from different companies. You can look for an insurance company in Bakersfield or one that works nationally. Local agents can also assist with your search for car insurance quotes if you need help. To get started, get a quote from us today.
 

AARP Member Discounts for Auto Insurance in Bakersfield

Drivers in Bakersfield who are AARP members can qualify for car insurance discounts including:
 
  • New Car Replacement:§§ If you total your new car, your policy will help pay to replace it with a new vehicle of the same make, model and equipment, without deduction for depreciation.
  • Disappearing Deductible: Your collision deductible could be reduced over time, in most states, as long as you maintain a clean driving record. 
  • Accident Forgiveness: If you’re in an accident, your rates won’t go up due to the accident and it won’t count against you as long as all drivers on your Hartford car insurance policy have a clean driving record for five years in a row.
AARP members can also receive up to 10% off their car insurance premiums. To find the right coverage for you, get quotes from multiple car insurance companies and compare them. Start now and get a quote today. We’re dedicated to providing quality customer service with the coverages that you need at the right prices.
 

Get a Quote on Car Insurance in Bakersfield Today

auto insurance bakersfield On average, drivers in Bakersfield, CA spend 11 hours delayed while traveling per year.5 Paying for this extra fuel can be expensive, but with the AARP® Auto Insurance Program from The Hartford, you can save money on your car insurance costs. To learn more about car insurance in Bakersfield, get a quote today. We’re a car insurance company that’s dedicated to helping you find affordable car insurance.
 

Learn More About Car Insurance in California

To learn more about car insurance in California, click the links below:
 
 
2 Bakersfield City, “Bakersfield Continues to Grow, Remains Ninth-Largest City in California.”
 
3 Bankrate, “Average Cost of Car Insurance in California for 2022.”
 
4 The Zebra, “How Much Does Car Insurance Cost in Bakersfield?”
 
5 Texas A&M Transportation Institute, “2021 Urban Mobility Report.”
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 1/1/20 and 12/31/20. Your savings may vary. Average auto insurance savings is $507 and average home insurance savings is $120. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Home product is not available in all areas, including the state of Florida.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
Additional disclosures below.

California Car Insurance

There’s more to know about car insurance in your state.
 
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.

AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP Homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, MI and MN, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Hartford Underwriters Insurance Company. Not available in all states, including FL. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by GEICO Texas County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by GEICO Texas County Mutual Insurance Company. The Home Program is underwritten by Trumbull Insurance Company. Effective 10/16/21, the Auto Program is underwritten by Trumbull Insurance Company.

* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.